If you are not 100% at fault, a claim can be made. Tort claims can be made for:

  • general damages (pain and suffering, loss of enjoyment of life and loss of amenities)
  • loss of income
  • housekeeping costs
  • future care expenses
  • other out of pocket expenses.

To preserve your claim, the law requires that the at fault person be put on notice within 120 days from the date of the accident and a lawsuit be filed in court within 2 years.

Before an injured person can obtain compensation for pain and suffering, the injuries must either have caused a death or permanent serious disfigurement or permanent serious impairment of an important physical, mental or psychological function. There is also approximately $40,000.00 deductible for this claim.