Every year, people across the country are affected by SAD. Since March 2020, Canadians have also had to cope with the additional stress of the COVID-19 pandemic. Mental health has an incredible impact on one’s ability to work and could cause an employee to make a short term disability claim or long term disability claim.
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Ontarians and indeed all Canadians are learning to live life impacted by the COVID-19 pandemic. New workplace procedures and the challenges of working from home are two major changes, and many people have been temporarily laid-off or lost their jobs entirely. A claim for Disability insurance benefits may be appropriate in certain circumstances.
Read MoreDisability insurance is meant to provide peace of mind in case your physical and/or mental health stops you from working. Often employers will purchase disability insurance on behalf of their employees, as part of an employee benefit program. Individuals may on their own purchase disability insurance, as well. In any case, disability insurance is meant as a safety net, to help cover living and general expenses in the event you are unable to earn an income.
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