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TOP REASONS YOUR LONG TERM DISABILITY CLAIM WAS DENIED … AND HOW TO FIGHT BACK!

Long Term Disability (LTD) benefits are essential when you are unable to work due to illness or injury. Unfortunately, many people in Ontario find themselves dealing with the frustration and financial stress of a denied claim. As a personal injury and disability insurance lawyer, Tony Lafazanis has seen how overwhelming these situations can be.

Let’s simplify the most common reasons for denial and explore what you can do to challenge the decision and receive the benefits you are entitled to.

RIDING THE NEW WAVE: E-bikes, E-scooters and Injury Liability

With rising gas and transit costs, as well as the increasing congestion of public transit, the purchase and use of e-bikes and e-scooters has skyrocketed both during and post the COVID-19 pandemic. As a relatively inexpensive form of transit, with few government regulations, these transportation devices, dubbed “Power Assisted Bicycles” and “electric kick-scooters,” have inspired a growing legal discourse on the rising hazards posed by them and the few legal avenues for accidents victims to turn to for compensation.

Steps In A Personal Injury Claim

Taking the first step and hiring a personal injury lawyer can be scary. We have prepared this blog article so that you know what to expect when you’ve hired Tony Lafazanis.

This post deals specifically with tort claims. For accident benefits, see this post.

Should I Hire A Personal Injury Lawyer?

If you’ve found yourself asking this question, you are likely in a situation where you could benefit from speaking with a personal injury lawyer. This blog post will address some possible fears about hiring a lawyer, as well as looking at the benefits.

Suing a Loved One

In Ontario, there seems to be a taboo about bringing a legal claim against a loved one. Litigation is seen as conflict, so bringing a claim against someone instantly sounds like you don’t like them, or you’re trying to start a fight against them, or a dozen other negative things.

Injury on a Rental Property

Renters make up more than 30% of Ontarians, and renters in Toronto make up nearly half of the population. With the prevalence of renting, how can tenants be sure that they are protected against injuries which may happen due to shoddy craftmanship or a landlord’s failure to repair something?

Camping Injuries: Who is Liable for damages?

One of the most popular summer activities in Canada is camping. Due to the pandemic, more and more families are resorting to camping as a vacation getaway. There are several risks that come with camping which may lead to injury. This includes unproperly maintained camping premises and uneven terrain during hiking. In the event that one is injured during a camping trip, who is responsible for such damages that arise out of that injury, including potential health care costs and lost employment income due to the injury?

Increasingly Common Cause of Cycling Accidents: Pedestrians

Despite the several COVID lockdowns and restrictions in Ontario which led to fewer cars being on the road, cyclist accidents did not decrease. In Toronto alone, 22 pedestrians and cyclists were killed in the city this year. Cyclist deaths remain consistent within the last four years despite a significant increase in biking lanes implemented by the city.

SPRING SEASON: Motorcycle Safety

As the spring weather continues to improve, it signals the start of the motorcycle season. In 2020, OPP saw a spike in fatalities of 60% compared to last year involving motorcycles and most of these fatalities involved men aged 45 to 54.

May is Motorcycle Safety Awareness Month in Canada. Whether you are an experienced rider or a new motorcycle driver, it is important to review safety tips before you go for a ride.

Should You Apply For Both Long Term Disability (LTD) & Canadian Pension Plan Disability (CPPD) Benefits?

Many people are confused about the differences between LTD benefits and CPPD benefits and how it applies to their particular situation. You may even be instructed by your LTD insurer to apply for CPPD and be left wondering whether you should, or must, apply.

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